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Budget Percent Calculator

Here are suggested percentage guidelines based on net income shared and practiced by various industry experts. This philosophy is based on recommended percentages and makes allowances based on your income. For instance, if you have a very low income your necessities percentages will be high. If you have a high income, your necessities will be a lower percentage or income and hopefully savings (not debt) will be higher than recommended.

Note: Other than decimal points, do not enter any other non-numeric characters (commas, dollar signs, etc.) in the entry boxes. Doing so will cause a JavaScript error.

Enter your net-income for whichever period of time you would like to translate the percentages into:
Expense Range Low End - High End
Charitable gifts 10-15% -
Saving 5-10% -
Housing 25-35% -
Utilities 5-10% -
Food 5-15% -
Transportation 10-15% -
Clothing 2-7% -
Medical/Health 5-10% -
Personal 5-10% -
Recreation 5-10% -
Debts 5-10% -
Please allow for slight rounding differences.

Note: These calculators were tested using JavaScript enabled Netscape Navigator 3.01 (or higher) and Internet Explorer 3.01 (or higher). If the calculators fail to work for you, check to make sure your browser has JavaScript turned on. If it still doesn't work, we suggest you visit either the Netscape site or the Microsoft site and download a copy of their latest version

Please remember that these calculators use approximations for hypothetical and illustrative purposes only, and are not meant to replace professional investment advice.

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